FAQ

Loan Faq
How do I apply?

The quickest and easiest way is to apply ONLINE directly. It will only take a few minutes and you will be provided with instant pre-approval*.

Your details are secure and confidential.

The good news is, we can pre-approve your personal loan in just one phone call.

Is the application easy?

Yes! All you need to do is fill out the simple 5 minute application by clicking on the Apply For Your Personal Loan Now link. We ask for your name, contact numbers, email address, how much you wont to borrow, the purpose of the loan and what state you live in. Your enquiry will then be allocated to a Financial Consultant who will contact you with your pre-approval*
.
What happens after my application is made?

You will be contacted to supply some
supporting documents

to finalise your application. After you have supplied this a Financial Consultant will contact you with your preliminary approval*.

How long does the approval process take?

The loan can take as little as 20 minutes and the personal loan is usually transferred to your bank account within 6-24 hours.
You need to provide the relevant
supporting documents

to ensure there are no delays.

How much can I borrow?

The minimum you can borrow is $300 and maximum is $5,000.

How do I get paid and when?

Once your loan is approved the loan deposit will be electronically transferred to your nominated bank account that day.

Why has my application been declined?

While a few applications do get declined, it is generally based on our assessment of your capacity to repay the loan. The last thing Easy Finance Loans wants to do is put you in a situation where you cannot afford your repayments.

If I am an existing customer do I need to resend my documents for my next loan?

We only require your last 2 months of bank statements to assess your loan. Pending approval your loan will be transferred immediately and available in your account the same day. Existing customers may also be given membership to our Easy Club Card which means that your loan will be transferred to your account within hours.